Thank God! Your payday has just passed for a week, but wait.. why is your bank account drained already? Where did the money go?

The truth is, the scene above might not be an uncommon problem happened to an employee. When you are unable to control your monthly budget, there are good chances that you will always run out of money no matter how big the paycheck is.

While in fact, one should not just spend his earning for daily expense, but also keep some savings for the future. Then the question remains: how can you save your money when it feels like your salary is never enough even to fulfill daily needs? Yes, you can, as long as you have the right budgeting plan. Below, we share some useful guides to manage your salary:

Control your living cost

First thing first, you should list out your living cost and make sure that it does not cost more than your budget. You should spend no more than 45 percent of your salary for household bills, daily meals, and transportation fare. If your living cost costs you more than the salary you earn, there must be something wrong your choice of lifestyle.

If this happens, you should find a way to tighten your purse. Not by skipping your lunch or dinner, but maybe you can try cooking your own meals at home or buy cheaper but healthy food. You should also double check the use of electricity, telephone, or internet, just in case you can still slim it down.

Save in the beginning

It is important to save some of your salary exactly after you receive it. Keep some 25 percent of it and pretend that it is not yours anymore. People often think that it is okay to spend some money for unimportant stuff because they still have some savings. But this is a misleading thought that needs to be driven away. You should keep in mind that the only condition when you can use the savings is during an emergency, such as when suddenly you break your computer or phone, unexpected layoff that cost your job, or some other unpredictable misfortunes.

Set up leisure budget

Being thrifty does not mean that you should sacrifice your leisure time. Nevertheless, choosing the right choice of leisure should be based on the budget. You still have 20 percent of your salary for recreational purposes and this percentage is more than enough. There are many low budget leisure options you can choose. For example, you can watch rental movies at home or do cheap exercises such as jogging and swimming. Arranging a quality vacation does not mean that you should go out of the town or have dinner at a fancy restaurant. However, if you think you need to experience something new, you can do it once in awhile after arranging certain budget for it.

Family and friend expenses

Humans are social creatures. Occasionally, you will receive invitation from your family or friend to attend birthday or wedding parties. As you cannot come empty-handed, you can use the remaining 10 percent of the salary for this purposes. Even when there is not such events, you can still use the money to share with your beloved ones, such as buying surprise gift for your mother, buying new chair for your parent’s house, or treat your close friends some drinks.

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Pursuing a career is like engaging in a marriage, as when one signs to an official agreement, the relationship between both parties would heighten to another level. As what many spouses are dealing with, either the employees and top management is interchangeably dependent, and with a negative environment, it will be quite toxic.

A positive workplace environment is necessary for employees to work in the most conducive ways. When the office has good communication, healthy competition, friendly colleagues and workspaces, people will feel great coming to work and motivated, even eager to give the best performance that they have. Isn’t this beneficial for the company?

How about your workplace? Does it truly have a positive environment?

Here are 5 characteristics you can look out for:

Open communication

We often hear that communication is vital to maintaining relationships, but what type of communication is needed in a workplace?

In an open communication environment, employees are free to ask about why they have to do this and that and asking for help for some solutions to the issues they can’t solve. Also, there is a space or platform between employees and the management to communicate in an open-hearted condition to deliver both business’ expectations, goals, employee’s challenges and obstacles without repercussions.

People are more important than the tasks

Employers, in some cases are more focused on chasing deadlines and attaining goals, most of the time, forgetting that the employees are the more valuable assets to secure and to take care of. This doesn’t mean that laziness and incompetent attitude are allowed.

Sense of humour

People smiling in a light conversation, even laughing out in a casual manner in the midst of strict deadlines, and enormous tasks imply a positive workplace environment. Joking around with the colleagues could effectively releases endorphin, a hormone that could keep the burnouts away.

Change is welcome

People and trends changes, and companies that are not able to accept such changes would end up in a dinosaur age (extinct). In this advanced digital era, both employees and the management can adopt more effective and efficient methods to work together in a team through some ways like individual and group chat applications, social media platforms, video calls, and more.

The flexibility of time and physical attendance are alternative ways to keep employees working optimally in trying circumstances such as traffic issues and medical urgency.

Turnover is low

It is not comfortable to work with colleagues that come and go in short period of time. High turnover rate of workforces is now becoming the trend, yielding a big challenge to management.

When employees feel that they cannot get along with the workload, management and unable to fit into the company’s culture, they will start looking for their next job rather than being ‘imprisoned’ in a discomfort situation. With a positive environment, the turnover rate can be decreased and allow engagement activities to increase.

These 5 characteristics might vary in some companies, but the most vital question to ask yourself is that ‘Are you happy with your job?’ If your company is still in the midst of changes towards a positive environment, support it!  .

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