A Beginner’s Guide to Investing for College Students

College students typically love spending their allowance on watching movies, hanging out in cafes, travelling, and other entertaining activities. But if you are a student who does not belong to such spender type and love saving money, congratulations! You have come to the right reading.

Why start investing

If you ever wonder, “Why should I start investing my money at a young age? I still want to live my youth life.” The answer is pretty simple: investing can help you live your life at the fullest while saving for the future.

Let’s say you receive a US$1500 yearly allowance from your parents or you earn more than US$1000 from working part-time during the summer.

Now you choose, if you spend all the money on drinks or foods, you can have fine dining all year long. But if you can spare some money and invest them, by the time you graduate – assuming you do nothing with the initial investment, your money could double to around US$15,000 or so.

See also: 11 Important Life Lessons for New Graduates

Investing, however, never comes at no cost. There are risks and bitter chances that you might lose your money, especially when you have a little knowledge of where and how to invest as a starter. Therefore, read the following article to not get lost in your investment strategy.

How to invest money

Remember, investing money is a big decision. To get started, you must find a broker who is willing to deal with investing small amounts of money. Online media is a good and fastest place to find a broker. After you find a broker, pay attention to the commissions associated with your preferred investments. NerdWallet suggested to pay close attention to these options.

  • Individual stocks which require you to pay a per-trade commission of $4 to $7. But some brokerages also offer per-share pricing.
  • Options trades which incur the stock trade commission plus a per-contract fee. Yet, there are brokers who charge only a commission or only a contract fee.
  • Mutual funds carry internal fees called expense ratios. You can either take it or leave it by selecting a broker that offers no-transaction-fee mutual funds.
  • ETFs are like a stock and are purchased for a share price.
  • Bonds which might charge you a fee to purchase individual bonds with a minimum and maximum charge. But you can purchase bond mutual funds and ETFs at no charge by using no-transaction-fee mutual funds and commission-free ETFs.

In addition, you should be “sceptical” regarding each information you receive. Why? Because according to Andre Hallam, the author of Millionaire Teacher, only by being sceptical of nearly everything people tell you when they are giving financial advice, you will be educated enough to make a good investment decision. You should not listen to a salesperson or financial advisor who refutes or supports certain advice as well. Find an academic study, something truly impartial, Hallam wrote.

Where to invest

After understanding what investment is, it is time to find a good place to invest your money. For starters, Hallam advised that you can invest in assets that appreciate over time because currencies (except cryptocurrency) don’t rise in value. When you trade currency, there is another person on the other end of that trade that will love to see you fall.

On the contrary, investing in assets will give less risk. For instance, you and your friend traded a stock market tracking fund for as long as stay in college. Both of you will benefit from the rising value of the stock market plus dividends. Moreover, the overall stock and bond markets increase in value over time just like real estate prices.

Hence, if you want to buy an asset and begin today, here are a few recommendations where to open an account.

  1. M1 Finance

The platform allows you to invest in stocks and ETFs for free. You can also build a portfolio and invest in your portfolio for free.

  1. Robinhood

Robinhood gives the option to invest in stocks or trade option. It might be hard to use than M1 but their platform is also free. You should be informed that Robinhood does not allow fractional share investing which means without a pile of money, it will be hard for you to register to the app. However, this is one of the awesome apps out there.

  1. Fidelity

Fidelity offers some free investing options, including no minimum IRAs and commission-free ETFs. They charge commissions and have minimums for other products and services.

  1. Ally

Ally is a stockbroker that offer commission-free commission trading. They have high-quality ETFs from market leaders that might complement your portfolio and help diversify your investing strategy.

A piece of advice

Now that you know where to invest and the type of investment, it should be noted that this short information is just as a guide, the rest is that you should be more knowledgeable by surrounding yourself with those who know about investment, the real person in the area.

Here are things to consider when contacting a broker. First, because you are a college student, you might not have a million to start, therefore, find a broker who accepts a small amount of cash, for example, $50 dollar. Then, you can increase your overall capital by investing more money on a regular basis. Second, remember that your personality and available funds are two determining factors for any risk happened in future. 

Read also: Saving Money Hack: 3 Tactics You Need to Adopt Now

business taxation and politics

Politics refers to the way a country is governed and how its government makes rules and laws for the citizens. Meanwhile, taxation refers to the practice of government collecting money from citizens based on their earnings and property to pay for public services. Without taxation, a country might not have public libraries, parks, or public transport.

Politics, tax, and government can be said as the backbone of any country. The problem is, from news and updates we often learn that these three things can be the most controversial topics that put headache to people, making them ignorant with their country’s political situation or taxation issues.

See also: 7 Top Languages You Should Learn to Face Future Workforce

What about you? How important is getting updated about politics and taxation to you?

Jonathan Dolen, an online political science professor at Grantham University, said that “the subjects” might be totally not glamorous for some and people might also be apathetic toward it. Yet, there are three major reasons why you should totally care about politics. Here’s why:

Reason #1 Politics impact nearly every aspect of your life

Politics impacts nearly every aspect of life because the laws government made have a huge influence in the way we do daily activities, ranging from what the price of food material at stores, the salary we earn, to what we can purchase. By having knowledge on this topic, you can help determine the best course of action for yourself or your surroundings.

Further, by understanding politics, you will have better knowledge about taxation rules and regulations, thus, helping you prepare for the worst. For example, when the government increases the tax on a certain car, you can calculate if buying the car is worth it and suitable for your lifestyle.

Especially as an employee, said Tim Worstall, you should understand taxation better as it allows you to not be misdirected. As an example, employees constantly believe that they are responsible for paying certain tax while in reality, it is the company that is responsible to pay the tax. Therefore, to really understand how the business system works, you need to understand how taxation works.

Reason #2 Politics help you become a better voter

Having knowledge of politics helps make you an informed voter because it is important to go to the polls armed with the facts so you will not choose wrong. In addition, being an informed individual, according to Dolen, should not necessarily read and follow every news. Instead, you should do some independent research which will give you peace of mind that you have done your homework prior to casting your ballot.

Reason #3 Politics are entertaining

Some people believe that politics can be entertaining. Well, it might not be as entertaining as going out with your friends, but politics can be fun to some extent. You can stay ahead in your social status and include yourself in an insightful debate about political issues and scandal. 

Read also: Best Countries for Expats to Work and Raise More Pocket Money

Smart “Rate-Setting” Tips for Freelancers

Note: Rate-setting is how you rate yourself in a freelance platform to make yourself stand out among other freelancers.

Why doing a freelance job?

There is no doubt that being a freelance can give you the privilege of working at your most convenient time in your most favourite place. More than that, freelance job allows you to set your own standard income and get paid immediately after completing the tasks. The key to this matter, however, is that you should set your salary expectation based on your skills and familiarity with the tasks you enrol.

See also: How to Balance Your College and Work-life When You are a Freelancer

Getting clients as a freelancer

One of the biggest obstacles of being a newbie in the gig era is to get your first client. Getting a client as a new freelancer is not easy and a frustrating situation. First, you don’t have enough testimonials to showcase your skill credibility. Second, many companies are not willing to take a chance on someone who is still green, who is very fresh to join the freelancing world. They would rather find someone who is proven to be successful before.

Smart-rating to get your first client

Thankfully, you can shoo away the headache of getting the first client as a green freelancer by boosting your rating. Laura Pennington Briggs in her book quoted that rate-setting is important for freelancers to stand above the crowd and let hirers know their position.

To set rating that can differentiate you from others but still under your control is by thinking about your overall experience and knowledge of the business market, especially the area in which you are expert in. Generally, said Laura, factors that will influence your rates are as follows:

  • Your experience in the field or the writing world
  • The technical expertise or amount of research required for the project
  • The estimated time to complete the project
  • Whether other aspects of your time, like conducting interviews, will be part of the project
  • The length of the project

Most experienced writers’ charges will depend entirely on their preference, the industry, and the client’s willingness to accept that rate. Most freelancers start their career online with hourly rates and few charges per page.

Hourly rate, nevertheless, is tricky in the freelancing world because freelancer might work longer on the project. Thus, clients are often hesitant about hiring someone who appears too slow even if the time involved is perfectly reasonable. Yet, finishing the project too fast will also get penalised. This means that an hourly rate is a good starting point for creating an estimate, but it is not something most professionals rely on over the long run.

When you have your baseline price, you have a number to begin working with. Each project will be different, and you might also wish to reward clients who are hiring you for multiple projects or who are putting you on retainer.

Another important point is, according to Laura in her book, to consider your goal with your freelance business. If it is simply for a side hustle and additional income, the hourly rate might not be as important to you as someone who is attempting to replace their full-time job.

You should also remember that not every hour you will be working is a billable one. You might spend a lot of time marketing to clients as well as time doing administrative tasks such as submitting invoices. Likewise, you probably won’t work every week of the year since you will need to take some sick time and vacation days. Therefore, adjust your rate accordingly.

Read also: A to D Tips to be a Productive Freelancer

Fatal Mistakes New Hires Do in Their First Jobs

Congratulations on your first job! As exciting as it could be, starting a new job and stepping into the professional world of work can be tricky and daunting, especially when you are still finding your sea legs in a new position.

As a newcomer, you might find it hard to adapt to a new role and environment. In fact, according to an article in Training Industry Quarterly, it takes at least 1 to 2 years before an employee is fully productive and able to get used to their new position. That means, during your first month, you might make mistakes that could be fatal to your professional reputation.

To avoid this, it is crucial for you to stay informed with common fatal mistakes a new hire makes in their first month.

X Falling in love with the company more than the job

We all have that exciting feeling when signing a job contract in a dream company. However, you should not be carried away with that happiness. During the first month, try to enjoy and do as much as a job you can and take credit for it. The company you are working might offer so much comfort, nap pods, healthy diets, or other perks that make you fall in love with them. But, remember, self-development does not come from comfort, in fact, they are built from a pile of barriers and challenges.

The point is, you should not focus on comfort if you want to gain career progression.

X Always follow instructions

As a newcomer, you might find it difficult to voice your opinion and ideas, however, you should speak them up anyway. While your manager might know a lot about the field of industry, always saying yes to his instruction indicates that you have a lack of innovation, which could be bad for your self-image. Besides, your manager does not “know-it-all”, he might end up assigning you to an unclear task or give unclear instructions, which could negatively affect your wellbeing. Thus, voicing your own expectation is needed. 

X Not asking for help and feedback

Being “the new guy” does not come easy. Asking for help and feedback could probably two of the most difficult things to do in a strange land of working place. You might think that asking for help can be perceived as incompetence and incapable individual that might result negatively in your new professional career.

You have to throw that thought away, nevertheless, because not asking for help or feedback could result in negative thoughts. You are still new and might lack knowledge about your new role, thus, not asking for help or feedback can stress you out. In addition, your peers and managers might also think that you don’t need help, are very antisocial, and do not open for collaboration.

X Treating work project like school assignments

You can do your university assignments on its due date but doing the same to work project is a fatal mistake. During your university life, doing a mistake in your assignment will result in a bad grade. While in the workplace, making mistakes can be seen as a fatal and incompetent behaviour. You should also acknowledge that a work project is much harder than “school assignments” as it might require more time to accomplish. Besides, the end results can sometimes ambiguous and you often need to find a solution yourself. Relying on co-worker or manager might not be really helpful as they have their own duty so they might not have time to focus on helping you in your job.

X Doing project lazily 

This is your first month of probation and the employer closely watches your every move. So, never show a sign of laziness when doing your task. The tasks might be hard to complete which decrease your motivation to finish it. But remember, if they find out you are not competent and reliable today, you might no longer work there the next day.

X Isolating yourself

As the new guy, it is normal to feel uncertain about how you will fit in the environment. You might also find yourself uneasy to ask or talk to people and find yourself alone in the corner of the office or being too focused only on your tasks all the time. Please don’t do that.  

Isolating yourself is a sign of unwelcome behaviour. If you can’t openly express yourself due to uncertain feeling, you should as best as possible be “the tough and bold kid” – talk and be sociable as you can and make sure you don’t eat alone.

X Ignoring the corporate culture

The dress code, the dynamics and politics of a company is important. It shows the unique cultural code and sometimes, is used as a brand representation of an organisation. Thus, ignoring this part could lead to unacceptance of one’s behaviour. Ignoring the company’s cultural code can also make you stand out in a negative way. For example, former employees might think that you are given special treatment so they start to backbiting you or talking bad about you.

X Work too hard and beyond limitations

We were taught to go beyond our limits if we want to succeed. But a “limit” also has a limitation. If you want to be seen as a new diligent guy, that’s fine. But be mindful with your own health and condition. Asking for 5 days of sick leave in your first-month job does not seem “professional”.

Therefore, albeit it is your months of trial, you should set boundaries and expectations for yourself. You should also ask clear expectations from manager to avoid miscommunication.  

Read also: Key Skills Needed to Survive the 21st Century

3 Trusted Applications that Allow You to Get Paid Early

Laura is a recent graduate of University X. Now she works as a social media developer. In her first month, she is so excited to receive her first salary. But alas, she heard unpleasant information that the salary will be paid late due to some payroll issues. This is bad news not only for Laura, the whole team feel demotivated as well. To make it worse, it is revealed that the company has always been dealing with late salary payment.

Have you ever been trapped in a similar situation?

Hearing the bad news of payroll problem can give you a headache in itself and now, you need to wait for 5 more days to receive your earnings while you have no cash left in your wallet.

See also: 7 Tech Jobs with the Highest Salary

Worry no more! There are apps that let you withdraw money from your paycheck before payday. These apps are the best early payday apps that will help you withdraw money in a specific amount whenever you need an advance salary. So, without further ado, here goes the list.

#1   Earnin 

Earnin offers a quick way to get an advance payment. As long as your salary is paid by direct deposit, Earnin lets you borrow up to $500 per day without having to pay the interest. For new users, the limited withdrawal is $100. There is no charge for using this app but it encourages you to leave an optional tip up to $14 as a thank you.

To use Earnin, you should meet these requirements:

  •         Receive direct deposits from your employer into your checking account
  •         Have a regular pay schedule
  •         Work as a fixed location or use an online timekeeping system at work

#2  Dave

Same as Earnin, Dave is also a pay-advance app. This app offers no-interest loans designed to help you avoid overdraft fees. So, Dave will notify you when you are about to run out of funds, anticipating regular expenses like rent and utilities. Dave also gives you up to $75 in advance if your paycheck is due in the next 10 days and will charge you $1 monthly for a membership fee.

To use Dave, you should meet these requirements:

  •         Dave does not check your credit score but there should be a proof of consistent income.
  •         You need to show at least two direct deposit paychecks to your bank account from your employer.
  •         There should also be a proof that you have some money left in your bank account after you pay your bills.

#3  PayActiv

PayActiv is free to join but charging you $5 when you request an early payday. There are no interest charges with PayActiv but the app is restricted in that you can only use if your employer has joined the app as a member. So, it is worth checking with your employer whether it has signed up as a PayActiv member or not. Probably, your employer will agree to use this as a benefit for employees.

To use Even, you should meet these requirements:

  •         Should be connected to your business information
  •         Employer must sign up before employees can use the app 

Read also: 2019 Survey-Backed Salary Guide for Fresh Graduates

Should You Bring Notes to An Interview? Dos and Don’ts

Feeling anxious about your next interview? Well, it is okay to bring that note with you.

Amanda Augustine, a career advice expert, said that it is totally fine to bring notes in your interview session. If it is your first job interview where the sense of anxiousness can be higher and at the same time, you need to show your professionalism, taking notes with you will demonstrate your readiness.

Moreover, bringing notes will also show the recruiter that you are genuinely interested in getting the job offered. It could be seen as a sign that you have done your homework and are ready to lead a meaningful discussion with a prospective employer.  

See also: STAR Principle to Overcome Interview Anxiety

Nevertheless, there are a few exceptions if you truly want to carry that little book with you, added Amanda. It is good to bring note but this action might turn into a nightmare if you bring notes that contain a key point of your response or how you plan to respond to certain questions. Some of you probably have prepared an answer of behavioural-based interview questions – questions that are asked to describe past behaviour in order to determine your suitable ability for a position. While it is good to prepare beforehand, bringing the “answer” note with you will totally mess up your chance to be accepted.

To such worst case happens, read these dos and don’ts guidelines before bringing notes to a job interview.

Do:

  • Ask permission before you take out your notes
  • Bring note of questions you want to ask regarding the company’s profile, your job description, or responsibility
  • Bring a note about research or work you have done to showcase or defend your answer 
  • Bring notes and pen to jot down any important information your interviewer tells you
  • Write interviewers’ name and email or phone number to send a thank you email to show how appreciative you are

Don’t:

  • Spend too much time looking at your notes. You are talking to the interviewer, not the note.
  • Bring a list of talking points or other snippets you have prepared for the interview
  • Bring too many notes about the company or question list. Remember! It will be more delighted in the eyes of an interviewer if you make preparation and practice rather than reading through pages. 

Read also: Got an Interview? Get Rid of These 9 Behaviours

All You Need to Know About Curriculum Vitae: The History

Occasionally known as a resume, a curriculum vitae is a document that summarises job seekers’ job history, academic qualifications, as well as personal skills. This piece of paper is so important for a job seeker to find a job and get hired. But why is CV so important?

A brief history of CV

Back in 1482, Leonardo Da Vinci had completed a written document outlining his skills to be sent to Duke of Milan. He wrote everything, including his experience of sculpturing, and building a bridge and cannon then he sent it to a prospective employer. 

After that, in the 1500s, the writing practice was adopted by travelling workers who wanted to introduce themselves to a local guildsman or lord for a job. That time, CVs were no more than informal handwritten scribbling made at interviews or meetings.

Then, in the 20th century, people began to include more information such as religion, marital status, and weight to their CVs to boost the chance of getting hired. In this century also, technology and information played a crucial role in modernising the CVs. 

And then, between the years of 1990 to 2010, the internet and technology played their role in advancing resumes. Technology companies at that time began to produce the first word processors that brought greater consistency to CV content. The commercial World Wide Web formed resources and directories for employers and employees to connect. And in 2013, LinkedIn launches a new web tool for job networking, thus popularising the trend of uploading online CVs. 

CV update

Resumes evolve from time-to-time, not only about the look but also the content. Before there were AI and advanced technology like today, resume would be simpler to create. But now, there are two rules for job seekers if they want to get shortlisted. Besides a creative and interesting display, the content of your CV such as experience or education must be more personal and be able to be read by both man and machine.

1. More personal CV

Hays CEO, Alistair Cox said that the nature of work is changing so should the nature of the CV. A well-written and well-structured CV can open doors for anyone who always thought would remain firmly closed. It can start conversations with people you never thought you’d ever be able to get airtime with. Importantly, a CV should remain a key tool in helping you land an interview for the job of your dreams. Thus, you should not be afraid to create a more personal CV than just a mere description of your experience. A CV should be your opportunity to communicate what you are passionate about and what drives you in your career.

2. Readable CV for human and machine

The second thing to remember is that technology is driving a lot of change in workplaces, including selection process of potential candidates. CVs are increasingly assessed not only by humans but machines too. Hence, you should be sure that your CV does include all the relevant keywords with job position you applied. Simple tips for you: 1) keep the format simple, 2) use correct keywords, and 3) avoid spelling mistakes. (Read here for more information to get your CV shortlisted by machine)

Read also: 5 Reliable & FREE Platforms to Craft Professional-Looking Resumes

English Proficiency Test: Why, What, and How to Prepare

Why should I have English certificate of proficiency?

A certificate of English proficiency is required when you want to pursue a higher degree overseas. If you browse on the internet what the most common language used in academic teaching internationally is – English is the answer. No wonder, no matter where you want to study, universities usually ask you to take an English proficiency test, such as TOEFL, IELTS, CAE, or CPE.

Having English certification will not only benefit you in terms of pursuing higher studies. When applying for a job, the certificate can prove to potential employers that you possess strong English skills – such that it will amplify your chance of getting hired because English is the most spoken language in businesses beside Mandarin or French. 

See also: Basic Requirements Needed to Work in Foreign Company

What should I learn TOEFL, IELTS, CPE or others?

There are numerous English tests to examine your language proficiency. But before taking one, you should understand that those tests are intended to give an official justification of you fitting into the system for either academic or working purposes.

For example, as cited in Project Access, if your purpose is to pursue an academic career or studies, CPE will suit better. IELTS will be so much necessary for visa purposes in Europe, Great Britain, and Australia, while TOEFL is for America. In terms of the expiry date, both IELTS and TOEFL certificates need to be renewed after 2 years, while CPE is valid for life.

On the other hand, if your purpose is for business or working matter, taking the TOEIC test is preferable. TOEIC is an English language test designed specifically to measure the language skills of people working in an international environment. The certificate is only valid for 2 years. 

If you are still unsure which tests to take, you could always ask your employer or university advisor. You could also get more information from the English test counsellor.  

What should I prepare for an English test?

This might not be your first time taking English language test. In fact, some colleges or universities hold IELTS or TOEFL test as a requirement for graduation. Yet, if you still feel a bit anxious about the test, here are preparations you can apply.

1. Get used to testing structure

Different tests have different formats. As an example, IELTS and TOEIC are paper-based tests while TOEFL and PTE Academic are taken on a computer. Albeit they examine the same competencies, including writing, speaking, listening, and reading, getting used to and comfortable with each form of a test you want to take is needed. It will give you ease when doing the real test.

2. Practice with additional test prep materials

English proficiency test uses information from various fields and by researching different source. Hence, you might feel more at ease if you prepare yourself by doing self-study. Read newspapers or books in English. Choose trusted courses which use a high level of English (either from books or online). Watch news or journalistic videos that cover different topics.

3. Know your ability and improve

In order to achieve your goal, you should know your ability and improve your weaknesses. In this case, get to know your English level. Identify which area you lack the most – is it reading, listening, speaking, grammar, or writing? Then, do learn all the skills but focus more on which you lack.

You might want to check your level on a trusted online platform such as British Council, Exam English, or EF SET and see how you improve during your learning time.

4. Practice your time management skills

As you strengthen your ability in each level, try to hone your time management skills as well. Commonly test takers have a limited time to complete all required sections of an exam. If you have mess-up time management, sure will you find it overwhelming, exhausting, and frustrating – nothing new there. Fortunately, by starting early preparation and by timing yourself on practice tests, you can feel more comfortable with the time constraint.

Read also: 7 Top Languages You Should Learn to Face Future Workforce

5 Reliable & FREE Platforms to Craft Professional-Looking Resumes

As you browse online references to help write your first resumes, you find plenty of examples on Google that look fancy yet stay professional. Then, you compare them to your own resumes which were written simply in black words on white paper. A question pops up on your mind, “How do these people make all these creative resumes? What skills should I have to craft such resumes?”  

See also: Top 10+ Keywords to Create an Eye-catching CV

Well, the truth is, you don’t need to have a certain designing skill to create such professional and creative resumes or CVs. All you need is a willingness to learn and then you can start building your own professional-looking resumes with these best five resume builder platforms.

#1   Canva

Canva can help you create a sleek and attractive resume without fuss. There are hundreds of free designer-made templates that you can customise within minutes. There are four simple steps you can do to use Canva’s free feature. First, choose your favourite and professional template that reflects your personality. Then, click text boxes to add your professional experience. After that, you can customise the colours, fonts, and layouts to your preference. Finally, download and use it to apply for jobs you desire.

5 Reliable & FREE Platforms to Craft Professional-Looking Resumes: Canva

#2   Visualize.me

Login into LinkedIn profile will ease your way to create a resume via Visualize.me. This platform will pull your LinkedIn profile data and uses it to build a web-based infographic that highlights your experience, education, skills, recommendations, and more.

5 Reliable & FREE Platforms to Craft Professional-Looking Resumes: Visualize.me

#3   Uptowork

Uptowork is best guide-buddy to create your resumes. It provides tips on what to include in each section in your resume. So, Uptowork is perfect for starters. Besides, there are some features here that will only benefit you such as resume check, tips from experts, flexible text editor, easy-to-use interface, and more. In addition, Uptowork is rated excellent on Trustpilot, a consumer review website which hosts reviews of businesses worldwide.

5 Reliable & FREE Platforms to Craft Professional-Looking Resumes: Uptowork

#4   VisualCV

VisualCV is best for reformatting your existing resume/CV, making it look more personal and professional. Once you upload your existing resume, VisualCV will automatically paste the text and adds what it finds to its resume template. Thus, it is good to polish your resume in no time. Moreover, VisualCV gives various and creative templates to choose from professional to attractive templates.

5 Reliable & FREE Platforms to Craft Professional-Looking Resumes: VisualCV

#5   CakeResume

CakeResume is quite unique and different from others. It uses drag-n-drop editor where you can customise any information, layout, images, social icons, colours, and more that you love to make a perfect resume your own version. But first, you need to fill in some information that is needed for resumes such as description, work experience, and so on. Then, once you have finished editing, you can simply download it in PDF form.

5 Reliable & FREE Platforms to Craft Professional-Looking Resumes: Cake Resume

Read also: Guide to Write Your First Professional Resume

11 Important Life Lessons for New Graduates

The day has come! Graduation is your new beginning to achieve more purposes in life. It also marks an important period of transition from being a dependent college student to transforming into an independent working adult. What do you think about joining the workforce and becoming an adult is? Do you think it is scary? Fun? Or both?

Well, the good and bad experiences of turning into an adult could vary from one person to another, depending on how you want to live your life. One thing to notice, of course, the transition and growing up is not easy. You might have to face bigger and harder challenges as you walk along the road. You will also slip and find yourself in the middle of uncertainty. But don’t worry, here are 11 life lessons that can guide you towards the future.

See also: What Do Employers Look for in Fresh Graduates?

1. Result matters but process matter most – You must understand that life is about growing and evolving. Therefore, continue learning, enjoy the process, and the result will follow.

2. Don’t chase career, chase your purpose – Career is a never-ending journey and it creates little value to your satisfaction, while purpose will give you what you want and what you need. It does give that feeling of happiness and satisfaction when you achieve it. It improves and betters your life. So, have a purpose, inherent it, and start building it. 

3. Don’t wait for the better or perfect job – Listen, “there is no time that is as perfect as now”. If you just wait, you might need to bury your dream deep down in the ground, so own your time and act on it. Note: be mindful with your step towards your future career and life.

4. Do freelancing ASAP – After graduation, your financial life will be no longer your parents’ responsibility. The truth is, you should be financially independent starting from college. If you are not ready yet to work full-time, then freelancing is a good option. Read on how to freelance here.

5. Blacklist “excuses” from your dictionary – You know that the competition in the ‘real’ world is bigger and scarier than those in your university life. If you are being lazy, there is no chance to win.

6. Start saving and investing – Money comes and goes. You earn and you pay a bill. If you want to enjoy early retirement, do invest your money in something that creates value.

7. Enjoy youth – Well, you need to save money but don’t forget your own wellbeing. Once in a while, you should celebrate your life. And every day, do enjoy your life to the fullest.

8. Continue travel – “Travel is the only thing you buy that makes you richer.”

9. Never turn down an opportunity – World is highly competitive and second chance is rare. So, apply what Richard Branson advised us: “If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later!”

10. Start earning trust – We are a social human being, be conscious about it because trust is the basis of all human relationships.

10. Be thankful everyday – The very last and important thing, you should be thankful with your life. Call your parents, say thanks. Call your brother/sister, say thanks. Call everyone you love, say thanks. And call yourself, say thanks. Being thankful is the simplest form of satisfaction and happiness. 

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